Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style amenities--including pools, game room, gym, snack bar, and owner lounge--and peace of mind from a recently completed multi-million-dollar renovation that meets new Florida condo laws. Located on vibrant Thomas Drive, this is coastal living at its best--affordable, updated, and ready to enjoy!
Property Features
Bedrooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Interior Features
- KitchenIsland
- Window Features: StormWindows
Appliances
- Dishwasher
- ElectricCooktop
- ElectricOven
- ElectricWaterHeater
- Microwave
- Refrigerator
Other Rooms
- LivingRoom
- Living Room Dimensions: 32 x 17
- Living Room Level: First
Heating and Cooling
- Cooling Features: CentralAir, CeilingFans, Electric
- Heating Features: Central, Electric
- Heating: Yes
Pool and Spa
- Pool Features: Fenced, InGround, Community
Exterior and Lot Features
- Road Frontage Type: CityStreet
- Road Surface Type: Paved
Garage and Parking
- Parking Features: AdditionalParking, Paved, ParkingLot
Home Features
- View: Gulf
- Security Features: BuildingSecurity, GatedCommunity, TwentyFourHourSecurity, SmokeDetectors, SecurityService
Homeowners Association
- Association: Yes
- Association Amenities: BeachRights, GameRoom, Gated
- Association Fee: 510
- Association Fee Frequency: Quarterly
- Association Fee Includes: Clubhouse, LegalAccounting, MaintenanceGrounds, PestControl, Pools, Sewer, Security, Trash
- Calculated Total Monthly Association Fees: 170
School Information
- Elementary School: Breakfast Point
- High School: Arnold
- Middle School: Breakfast Point
Amenities and Community Features
- Community Features: Barbecue, Beach, Elevator, FitnessCenter, GameRoom, Pool, ShortTermRentalAllowed, Waterfront, Gated
Other Property Info
- Annual Tax Amount: 2606.920000000
- Source Listing Status: Active
- County: Bay
- Directions: From Front Beach Road and Thomas Drive, travel on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right then take an immediate left. Top of the Gulf will be on the right.
- Tax Year: 2024
- Source Property Type: Residential
- Area: 03 - Bay County - Beach
- Property Subtype: condo
- MLS Area Minor: 0323 - Beach - South of Grand Lagoon
- Source Neighborhood: Top Of The Gulf Condo.
- Parcel Number: 34994-156-000
- Postal City: Panama City
- Property Location: Dedicated Beach, Near Beach Access
- Subdivision: Top Of The Gulf Condo.
- Zoning Description: Resid Single Family
- Property Subtype: Condominium
- Source System Name: C2C
Building and Construction
- Total Square Feet Living: 489
- Year Built: 1976
- Construction Materials: Stucco
- Entry Level: 3
- Foundation Details: PillarPostPier
- Living Area Source: Appraiser
- Property Age: 49
- House Style: HighRise
- Architectural Style: HighRise
Utilities
- CableConnected
- TrashCollection
