**REDUCED PRICE $445,000 + EXTRA BONUS: ASSUMABLE FHA LOAN AT 4.75%! + 12 MONTHS OF PAID HOA! MOTIVATED SELLER** This beautiful two-level home delivers comfort, convenience, and incredible value with multiple buyer incentives you won't want to miss. Offering 2 generous bedrooms and 2 full baths, it's the perfect match for anyone seeking modern living just minutes from Fort Meade-ideal for military buyers looking for quick access to base. Only 3 years young, the home showcases a contemporary design with low-maintenance appeal. The main level welcomes you with an open-concept layout, upgraded kitchen finishes, and a warm, inviting flow perfect for everyday living or entertaining guests. Upstairs, a spacious loft leads to a private covered balcony-your own peaceful spot for morning coffee, working from home, or simply unwinding outdoors. This level also features a conveniently located laundry area, two full bedrooms, and two full baths. The primary suite feels like a luxurious retreat, complete with a spa-inspired bathroom featuring dual vanities, a private water closet, an oversized shower with wrap-around bench seating, and a custom-designed walk-in closet. The community offers resort-style amenities including a pool, fitness center, clubhouse, scenic walking trails, and tot lots. With easy access to Fort Meade, MARC station, BWI Airport, and major commuter routes, this move-in-ready home delivers both lifestyle and location. **BONUS VALUE:** Assumable FHA loan at 4.75% *and* the seller will cover **12 months of HOA fees** for the buyer-an incredible savings opportunity!