This home is eligible for the Specialty Home Buyer Program, NeighborFirst. The major highlights of the program are: 1% Rate discount (I.E., if the market rate is 6.75%, NeighborFirst rate is 5.75% - 30-year Fixed Loan). DTI capped at 45%, No Mortgage Insurance (PMI), Minimum 3% down, Primary Residence Only, No income limits. First-time buyer, eligible for a $6k closing cost credit.Beautifully recently renovated straight-through open-floor plan! Nothing has been left out. All the bells and whistles complement this 3-bedroom, 2.5 bath gem in the heart of Philadelphia! Whats not to love about the built-in, mood-setting living room fireplace, recessed ambiance lighting, as well as lots of natural lighting? Open and airy, yet cozy and entertaining! Not to be missed is the state-of-the-art kitchen complete with granite countertops, all stainless-steel appliances, a side-by-side refrigerator, a dishwasher, and, did I forget to say, a wine fridge! The Upper Level offers an Ensuite Main Bedroom, with a walk-in Rain Shower, Bidet attachment, and an awesome Built-In Closet! There are two additional bedrooms complete with upgraded lighting, ceiling fans, ample closet space, and a full bathroom on this level. The finished lower level offers many possibilities with a Powder Room, Office Room, upgraded lighting, laundry facilities, and mechanicals. Newer roof, Central Air, Wood Laminate flooring, 200-amp electrical service. It is conveniently located to public transit, trains, the airport, shopping, universities, Center City, nightlife, the Main Line, parks, and recreation!