STR-ready new construction duplex in no-HOA Upper Grand Lagoon - Unit A gives investors 3BR/3.5BA/2,003 sq ft of turnkey, low-maintenance income potential, plus a deep backyard sized for a pickleball court or pool and a 10' x 20' golf-cart garage with roll-up door and 220 power already stubbed out for future amenities or EV/pool equipment. Built in 2025, this side of the duplex is engineered for performance: 10' ceilings on the main level, 9' ceilings upstairs, extra-wide stairs (easy for luggage & cleaners), spray-foam insulation, Hardie siding, and Quick Tie hurricane tie-down system to help control operating costs and protect your capital stack long term. Inside, the plan lives like a single-family home with expansive kitchen and baths with quartz countertops, open-concept main level, and 3 true bedroom suites plus a half bath, ideal for short-term, mid-term, or executive rental use. Full of valuable depreciable assets for your tax strategy. Outside, the lot is fully sodded with irrigation, and the extra-deep backyard gives you room to layer in a future 18' x 30' pickleball court, plunge pool, or upgraded outdoor living, while still keeping space for golf-cart parking and storage. Ideal location in Upper Grand Lagoon, close to marinas, boat ramps, Navy base, St. Andrews State Park, and multiple Gulf beach accesses, a proven demand corridor for vacation rentals and second homes. Adjoining Unit B also available, giving an investor the ability to control the entire building, double the doors and income streams, and create a cleaner future exit. Bring your STR playbook, house-hack strategy, or long-term hold plan. This duplex was built to be an asset, not a project!
Property Features
Bedrooms
- Bedrooms: 3
- Bedroom 1 Dimensions: 18' x 15'
- Bedroom 2 Dimensions: 18' x 15'
- Bedroom 3 Dimensions: 20' x 18'
- Bedroom 1 Level: Second
- Bedroom 2 Level: Second
- Bedroom 3 Level: Second
Other Rooms
- Total Rooms: 5
- Living Room Dimensions: 25' x 24'
- Living Room Level: First
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- 1/2 Bathrooms: 1
Interior Features
Appliances
- ElectricCooktop
- ElectricOven
- IceMaker
Heating and Cooling
- Cooling Features: CentralAir, CeilingFans
- Heating Features: Central, Electric
- Heating: Yes
- Ceiling Fans: Yes
Kitchen and Dining
- Kitchen Dimensions: 18' x 18'
- Kitchen Level: First
Exterior and Lot Features
- Fencing: Full, Fenced, Privacy
- Other Structures: Sheds
- Patio And Porch Features: Covered, Patio
- Road Frontage Type: CityStreet
- Road Responsibility: PublicMaintainedRoad
- Patio: Yes
Manufactured and Mobile Info
Land Info
- Lot Description: SprinklerSystem, Paved
- Lot Size Acres: 0.22
- Lot Size Dimensions: 50 x 193
- Lot Size Square Feet: 9583
Garage and Parking
Homeowners Association
- Association: No
- Calculated Total Monthly Association Fees: 0
School Information
- Elementary School: Breakfast Point
- High School: Arnold
- Middle School: Breakfast Point
Rental Info
- Units Furnished: AllUnits
Amenities and Community Features
- Community Features: ShortTermRentalAllowed
Other Property Info
- Annual Tax Amount: 934
- Source Listing Status: Active
- County: Bay
- Directions: From Front Beach Rd, head north on Allison Ave toward Joan Ave. Continue straight; home will be on the right side. Unit A is the left unit of the duplex.
- Tax Year: 2025
- Restrictions: ShortTermRentalsAllowed
- Source Property Type: Residential
- Area: 03 - Bay County - Beach
- Property Subtype: townhouse
- MLS Area Minor: 0319 - Beach - East
- Source Neighborhood: Pines 6th Add
- Parcel Number: 27817-055-000
- Postal City: Panama City Beach
- State Region: FL
- Subdivision: Pines 6th Add
- Zoning Description: Resid Multi-Family
- Property Subtype: Attached
Building and Construction
- Year Built: 2025
- Building Area Total: 2003
- Construction Materials: HardiplankType
- Levels: Two
- Living Area Source: Plans
- New Construction: Yes
- Levels or Stories: 2
- Building Total Stories: 2
- Structure Type: Duplex
- Architectural Style: Duplex
Utilities
- Sewer: PublicSewer
- ElectricityAvailable