Welcome to The American Cooperative, where life is easier, brighter, and maintenance-free. Designed for buyers 62+, this vibrant community offers the joy of homeownership without the headaches. No more shoveling, mowing, or surprise repairs - just lock, leave, and live the lifestyle you deserve! Residence #302 is the largest floor plan available with $16, 000 in upgrades. Inside: 2 bedrooms, 2 baths, den, sunroom, oversized laundry, and a 21.5 ft covered deck perfect for coffee or sunsets. The kitchen shines with granite counters, stainless appliances, walk-in pantry, and a generous island, while the primary suite impresses with a huge walk-in closet. Life at The American Cooperative means more than a home - its a community. Enjoy the rooftop deck with lake views, club room, fitness room, gardens, billiards, and BBQ areas. Heated underground parking, surface stalls, and storage included. One monthly fee covers nearly everything - taxes, insurance, utilities (except electric), reserves, maintenance, and professional management.
Property Features
Bedrooms
Other Rooms
Heating and Cooling
- Cooling Features: Central
- Heating Features: Forced Air
- Heating Fuel: Electric, Natural Gas
Bathrooms
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
Waterfront and Water Access
- Water Body Name: Phalen
- Lake Front
Exterior and Lot Features
- Brick/Stone
- Cement Board
- Shakes
- Vinyl
Land Info
- Land Lease Amount Frequency: No
- Lot Size Acres: 3.644628
- Lot Size Dimensions: 324x490
- Lot Size Square Feet: 158760
Garage and Parking
- Garage Spaces: 1
- Parking Features: Parking Lot, Heated Garage
Amenities and Community Features
- Main Floor Primary Bedroom
Homeowners Association
- Association: Yes
- Association Amenities: Common Garden, Deck
- Association Fee: 4075
- Association Fee Frequency: Monthly
- Association Fee Includes: Building Exterior, Cable TV, Controlled Access, Gas, Hazard Insurance, Heating, Internet, Lawn Care, Outside Maintenance, Parking Space, Professional Mgmt, Recreation Facility, Sanitation, Security System, Sewer, Shared Amenities, Snow Removal, Taxes, Water
- Calculated Total Monthly Association Fees: 4075
- Association Name: The American Cooperative on Lake Phalen
- Senior Community: Yes
School Information
- School District: 622 - North St Paul-Maplewood
Other Property Info
- Annual Tax Amount: 300.00
- Source Listing Status: Active
- County: Ramsey-MN
- Directions: HWY 61 South to Frost. Frost east to East Shore Drive. South on East Shore Drive to American Cooperative.
- Tax Year: 2025
- Restrictions: Seniors - 62+
- Source Property Type: Single Family
- Property Subtype: condo
- Public Survey Township: 29
- Zoning: Residential-Multi-Family
- Property Subtype: (CC) High Rise (4+ Levels)
- Source System Name: C2C
Building and Construction
- Total Square Feet Living: 1988
- Year Built: 2025
- Above Grade Finished Area: 1988
- Foundation Area: 1988.00
- New Construction: Yes
- Property Attached: Yes
- Property Condition: Completed New Construction
- Levels or Stories: 1
- Total Above Grade Sqft Area: 1988.00
- Total Area Main: 1988.00
Accessibility Features
- Accessibility Features: Elevator
Utilities
- Sewer: City Sewer/Connected
- Water Source: City Water/Connected
