Tired of sky-high prices and tiny spaces? Allow me to introduce one of the most affordable townhomes in PCB, 186 White Cap Way. This roomy 2-bedroom, 2-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes.Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups.Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island, St. Andrews State Park, shopping, dining, and all the tourist favorites that make PCB a vacation hotspot.Solid bones, fresh updates, and the flexibility to live in it, rent it out, or do both. Don't let this opportunity slip by--affordable beach-town real estate like this doesn't come along every day.
Property Features
Bedrooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Interior Features
Appliances
- Dryer
- Dishwasher
- ElectricRange
- ElectricWaterHeater
- Microwave
- Refrigerator
- Washer
Other Rooms
- Bedroom, Loft, LivingRoom, PrimaryBedroom
Heating and Cooling
- Cooling Features: CentralAir, CeilingFans, Electric
- Heating Features: Central, Electric
- Heating: Yes
Exterior and Lot Features
- Porch
- Patio And Porch Features: Porch, Screened
- Road Surface Type: Paved
Pool and Spa
- Pool Features: Pool, Community
Land Info
- Lot Size Acres: 0.0370064
- Lot Size Dimensions: 63 x 25
- Lot Size Square Feet: 1612
Garage and Parking
- Other Parking: Driveway Spaces:2.00
- Parking Features: Driveway
Homeowners Association
- Association: Yes
- Association Amenities: Gated
- Association Fee: 497
- Association Fee Frequency: Quarterly
- Association Fee Includes: AssociationManagement, LegalAccounting, Playground, Pools, Trash
- Calculated Total Monthly Association Fees: 166
School Information
- Elementary School: Hutchison Beach
- High School: Arnold
- Middle School: Surfside
Amenities and Community Features
- Community Features: Barbecue, Playground, ShortTermRentalAllowed, Gated, Pool
Other Property Info
- Annual Tax Amount: 2464
- Source Listing Status: Active
- County: Bay
- Directions: From Hathaway Bridge, traveling west on PCB Pkwy. Turn left onto R Jackson Blvd. At the light, turn right onto Hutchison Blvd. In a half mile turn right into Palm Cove (Emerald Coast Club Blvd), turn right onto Cabana Ct. Turn right onto Sand Castle Ln, then left onto White Cap Way. Home will be on the left.
- Tax Year: 2024
- Source Property Type: Residential
- Area: 03 - Bay County - Beach
- Property Subtype: townhouse
- MLS Area Minor: 0320 - Beach - Middle Central
- Source Neighborhood: Palm Cove
- Parcel Number: 34039-796-000
- Postal City: Panama City Beach
- Subdivision: Palm Cove
- Zoning Description: Resid Single Family
- Property Subtype: Attached
- Source System Name: C2C
Building and Construction
- Total Square Feet Living: 1948
- Year Built: 2005
- Construction Materials: Stucco
- Living Area Source: ListingAgent
- Property Age: 20
- Roof: Shingle
- Structure Type: Townhouse
Utilities
Home Features
- Security Features: GatedCommunity, TwentyFourHourSecurity
