This property qualifies for CRA financing with 3% down, no PMI, and an interest rate lower than FHA. A 13-month HWA home warranty will be included with an acceptable offer. Welcome to this 2-bedroom rancher style home in the growing Grays Ferry neighborhood of Philadelphia, offering a functional open-space floor plan with comfortable city living. The main level features a bright living room with easy access to two bedrooms, creating a practical and efficient layout. As you enter the home, the kitchen is located to the right with a quaint dining area adjacent to it, ideal for everyday living and casual entertaining. The living room provides convenient access to the full and spacious basement, which includes a half bath and laundry area, offering excellent storage and flexible use potential. With 2 bedrooms and 1.5 bathrooms, this home delivers a practical layout in a well-located Philadelphia neighborhood close to major transit routes. Key Bank is offering a 5K credit for this property which can be tied in with the Philly First 10K grant. The 5K credit can be applied toward closing costs or to prepay mortgage, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. With a Walk Score of 82, most daily errands can be accomplished without a car. Nearby parks include Vare Playground, Smith Playground, and Wilson Park, adding outdoor recreation and green space to this convenient Grays Ferry location. Schedule your showing today!