Welcome to this charming Twin/Semi-Detached home located in the heart of Oxford Circle, one of Northeast Philadelphias most established and desirable neighborhoods. This two-story gem features 3 spacious bedrooms, including a main bedroom with its own private ensuite bathroom. A second full bathroom is conveniently located along the hallway to serve the additional bedrooms and guests. Step into a warm and inviting living room where a stylish mirror enhances natural light and gives the space a bright, open feel. You'll love the thoughtful layout that includes a second entrance leading directly into the kitchen perfect for everyday use and entertaining. Enjoy both front and rear yards for outdoor relaxation or gardening, plus an attached rear-entry garage and private driveway that provide stress-free parking. Closets are strategically placed at the front entry and hallway for optimized storage. From the dining room, access the basement which includes a half bathroom, laundry area, and utility space perfect for functionality and future possibilities. This property qualifies for a 10K Grant offered by Prosperity Home Mortgage, which can be used for closing costs, rate buy-down, and more. It is fully forgivable to all buyers, not just first-time buyers. Reach out for more information. Additionally, the property qualifies for the CRA program, offering a conventional loan with no mortgage insurance, low down payment and lower interest rate. 13-month HWA home warranty will be included with acceptable offer. Nestled in a quiet section of Northeast Philly, this home offers easy access to local schools, shopping, and commuter routes. Schedule your private tour today!