September 2012

There are 11 blog entries for September 2012.

SUNDAY ** SEPTEMBER 30TH ** 11:00-3:00


Hundreds of properties in every style and price are showcased in neighborhoods across St. Louis City. This free-to-the-public event kicks off Real Estate Season and invites first-time homebuyers, empty-nesters, and anyone else interested in the urban life to take a peek into the city’s unique and distinct neighborhoods. A festive Homebuyers’ Expo at the starting point invites attendees to arrive early and speak with realtors, review mortgage packages, talk to neighborhood organizations and check out other real estate-related services. After attending the Expo, everyone picks up a Guide Book, maps and off they go on their own private urban adventure!

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Recalling the history of San Jose with Victorian architectural flair on a 
contemporary downtown community of 62 loft townhomes, 350 N. Second Street 
is a landmark example of infill housing. 

Designed by renowned Wurster, Bernardi & Emmons architects, 350 helps frame 
the Historic Hensley District as a product of the San Jose Redevelopment era
that brought a host of unique housing developments to the downtown core. 

A nod to "green" transit oriented development (TOD), 350 is within easy 
walking distance of bus lines and the light-rail line, but includes a host 
of staycation-worthy features. There's a central sun-deck, pool and spa, as 
well as a fitness center. 

The TOD community, which includes some live-work units, is also within 
walking distance of downtown

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by Bret Staehling

Do you have a little extra time this Sunday? Be sure to stop by our Open House at 5958 Summerhedge Place in South County. This home has been beautifully maintained & is ready to move right in. *Upgrades Galore* You'll find a new kitchen, oversized 3 car garage, hardwood floors, separate laundry room, full basement, large walk-in closets & a private patio out back that is perfect for entertaining. It's even wired for sound & your flat screen TV! You will love this upscale neighborhood. It's close to the city, but secluded enough to feel like you've left it all behind. Plus the seller is offering a BPG Home Warranty!

OPEN SUNDAY from 1-3pm!!

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New Physician Purchase Program (A New Doctor is defined as a borrower who is in residency or set to begin residency within 90 days of closing, licensed Intern/Resident/Fellow scheduled to complete medical residency and commence work within 90 days of the Note date OR has commenced work within the last 12 months with a hospital or physician group)

 -100% financing w/no mortgage insurance, >680 credit score up to $417k loan amount

-100% financing w/no mortgage insurance, >700 credit score up to $500k loan amount

-95% financing w/no mortgage insurance, >720 credit score up to $500k-$1mm loan amount

-we offer 15-30 year fixed rate products along with 3yr, 5yr, 7yr and 10yr ARM’s

-gift funds allowed

Established Physician Loan (An Established Doctor

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Core Logic’s latest report showed 600,000 fewer homeowners underwater in the 2nd quarter of 2012 versus the 1st.  Nationally that means that 1.5% of homeowners that owed more than their home was worth at the beginning of the year could now sell it and make money or bring in nothing to close. 

Nevada, Florida, Arizona, Georgia and Michigan account for 1/3rd of the negative equity in the United States. Amazingy though, the U.S, home owner is resilient, 85% of those who are underwater are still paying their mortgage on time.  This expounds on the fact that with rates so low and prices starting to gain strength that now is a very good time to buy!

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For luxury apartment style urban living the Syndicate Condos at 915 Olive Street offer residents the amenities you would expect in high rise living with a killer location convenient to sporting, dining and entertaining venues.  

The old Syndicate Trust tower is considered by many to be the grandest member of the historic downtown buildings.  In 1912, the tower was joined with its 10-story neighbor, the now-demolished Century Building. The pair, collectively known as the Syndicate Trust, comprised one of the city’s largest buildings.

The building declined in the 1960s when its original major tenant, department store Scruggs-Vandervoort-Barney, closed in 1967. A series of owners worked to no avail to fill the building to capacity. The complex was

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Sean Zalmanoff 

                Yesterday the Federal Reserve released its statement after one of its 8 regularly schedule meetings.  Chairman Ben Bernanke announced QE3, quantitative easing 3.  QE is unconventional monetary policy used by central banks to stimulate the national economy.  The statement also went on to say that the housing sector still needs support and that the latest round of QE would be focused there to the tune of 40 BILLION dollars per month.                           

So what does all this mean to you?  Well if you own stocks, the markets hit a 5 year high yesterday.  If you are in the market to buy a home rates just got lower, again, and no end date is set for the latest round QE.   This news makes now and even better time to

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Gregg Sharpe 

In many cities the trend is to move back to the cities.  St. Louis is no different.  Loft/Condo Living in St. Louis is exciting, energizing, and up lifting. The landscape is ever changing.  New businesses open weekly.  Existing businesses grow and expand.  Green initiatives appear everywhere.

St. Louis is a city on the might Mississippi River.  Originally a river town with commerce supporting cities all along the Mississippi from Minnesota to Louisiana, St. Louis today is in the top 25 largest cities in America.  Home to many of the world's largest companies, St. Louis residents are proud of their work ethic and loyalty.  With companies like Monsanto, Reinsurance Group of America (RGA), Ralston Purina, American Railcar and many others,

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Living in any of the St. Louis Lofts downtown or surrounding areas brings residents together creating real neighborhood communities where everyone looks out for each other while enjoying all that urban living has to offer.

There are many reasons why our clients live downtown, the Central West End (CWE), Clayton, Soulard, Lafayette Park and various other communities around St. Louis.  For many it’s the desire to experience urban living after living all their lives in the country or in single family home developments.  For others it’s the opportunity to own a second home downtown where they can get away from it all.   And for still others a chance to attend Cardinal, Blues and Rams games followed by dinner downtown and a short walk home.

Any resident

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There was a recent story in the LA Times about sales at the Ritz-Carlton in downtown LA reaching the 50% point.  There are 224 homes at the Ritz, so we can reasonable deduce that about 112 have been sold, which is great news for the downtown market.  However a little further reading concerns us about the units that have been sold.  For instance:  "Three investors have purchased a combined total of 63 units that they intend to rent to tenants."  OK, so half of the homes they've sold so far have been to investors who are going to rent them out as apartments.  And then there's this interesting tidbit:  "Recent buyers at the Ritz-Carlton Residences include investors from China and South Korea who are purchasing units for use by their children attending USC or…
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