All mortgage loan approvals include two things: approval of a borrower and approval of a property. When it comes to property, condo loans are more complicated than single family home loans because condo buildings have more risk factors for lenders, including: building size and age, sold and owner-occupancy ratios, homeowners association budgets and bylaws, commercial space allotment, and live/work status.
So when you’re looking to buy a condo, you need a lender who fully understands the highly technical and constantly changing condo lending rules. When an experienced condo lender writes a pre-approval letter for you to submit with your condo offer, you can feel confident they’ve not only pre-approved you but have also pre-approved the condo building you’re targeting.

Leslie Bauer has partnered with Julian Hebron of RPM Mortgage to help her clients make the right condo buying decisions and write condo offers that close. Julian owns the San Francisco branch of RPM Mortgage, the largest private mortgage bank in the Bay Area. He’s been with the company seven years, and each person his team has been lending in San Francisco for at least six years.
Whether you’re a sophisticated investor or creating your real estate strategy for the
first time, Julian’s team takes a long-term consultative
approach that
integrates (or helps you establish) your overall financial planning goals.
Their knowledge of financial markets and the lending process means you’ll get
the right advice, the best pricing, and your transaction will close with no
surprises.
We look forward to talking to you about your objectives and options. Initial consultations are 15-60 minutes, and we provide advice and rate/fee quotes based on each client’s financial profile. To receive fast, accurate feedback please fill out the form below and we will contact you:
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